Part-Time Financial Compliance Auditor – AML/CFT

Part-Time Financial Compliance Auditor – AML/CFT

Location: Honduras – Remote (Tegucigalpa or San Pedro Sula preferred)

Schedule: Part-time, 20 hours per week

Initial Term: Two-month pilot, with potential month-to-month extension

Languages: Professional English and Spanish

Position Overview

We are seeking an experienced Financial Compliance Auditor to conduct independent examinations of regulated financial entities and assess compliance with applicable regulatory and AML/CFT requirements.

This is a hands-on examination role. The selected professional will be responsible for testing compliance certifications, reviewing supporting evidence, conducting risk-based testing, documenting findings, and maintaining examination workpapers that can withstand independent third-party review.

We are specifically looking for candidates with experience examining or auditing the compliance of financial institutions or other regulated entities , rather than professionals whose experience has been limited to preparing compliance filings.

Key Responsibilities

• Maintain and monitor periodic compliance certification requirements for regulated entities, including follow-up and escalation of overdue or missing submissions.
• Conduct remote, risk-based examinations of regulated financial entities.
• Review and test KYC, Customer Due Diligence (CDD), transaction monitoring, sanctions screening, and suspicious activity reporting controls.
• Assess AML/CFT controls and, where applicable, the use and quality of blockchain analytics by money transmitters and digital asset businesses.
• Perform risk assessments, sampling, control testing, and evidence review.
• Prepare complete examination workpapers documenting:
• Scope and methodology
• Sampling approach
• Testing performed
• Evidence obtained
• Findings and conclusions
• Management responses
• Document findings according to severity, establish required corrective actions and deadlines, and monitor remediation through closure.
• Maintain accurate audit, certification, finding, and examination records.
• Record time dedicated to each regulated entity.
• Identify situations where existing regulatory requirements cannot be effectively tested or where actual practices differ from established requirements and escalate them appropriately.

Required Qualifications

• 5+ years of relevant professional experience in one or more of the following:
• Financial-sector examination
• Internal or external audit
• Regulatory compliance
• AML/CFT compliance
• Demonstrated experience personally conducting audit or examination fieldwork , including:
• Risk assessment
• Sampling
• Control testing
• Workpaper preparation
• Written audit findings
• Experience within a regulated financial environment , such as banking, insurance, fintech, financial services, or financial regulatory/supervisory institutions.
• Working knowledge of Honduran AML/CFT requirements.
• Knowledge of the FATF Forty Recommendations.
• Familiarity with the GAFILAT regulatory/evaluation environment.
• Professional proficiency in both English and Spanish , written and spoken.
• Strong analytical skills and ability to work independently with limited supervision.
• Ability to operate effectively in an environment where processes and examination procedures are still being developed.

Preferred Qualifications

• Previous experience with CNBS, UFI, a Honduran bank or insurer, a financial-services audit practice, or a regulated fintech.
• Experience examining:
• Money services businesses / money transmitters
• Digital asset or cryptocurrency businesses
• Insurance companies
• Experience with blockchain transaction monitoring or blockchain analytics.
• Professional certifications such as CAMS, ICA, CPA, CIA, Honduran Contador Público , or another relevant audit/compliance certification.

Scope of the Role

This position is focused on applying and testing existing regulatory standards.

It is not responsible for designing the long-term supervisory framework, developing regulatory policy, benchmarking regulations, building a team, or managing staff.

The primary objective is straightforward: examine, test, document, identify findings, and verify remediation.