Director of Community Lending and Investment

Director of Community Lending and Investment

Community Development Organization – Southern California

Salary Range: $110,000–$120,000 + 8% employer retirement match & full benefits

About the Organization:

We are a mission-driven community development organization dedicated to building equitable communities by delivering innovative housing and economic solutions. Through a holistic approach, we engineer programs, products, services, and social enterprises that advance people’s well-being, neighborhood vitality, job creation, and environmental sustainability.

We are seeking an innovative and adaptable Director of Community Lending and Investment to join our entrepreneurial and impact-focused leadership team. The ideal candidate will have a CDFI background, a collaborative mindset, and a passion for empowering underserved communities through financial innovation.

Key Responsibilities:

Lending Operations

• Lead all lending activities including origination, underwriting, processing, and servicing.
• Ensure compliance with lending regulations and internal policy.
• Manage and grow a diverse loan portfolio centered on affordable housing and community development.
• Oversee credit analyses, risk assessments, and loan approval workflows.

Loan Product Development

• Design community-responsive loan products based on emerging needs and trends.
• Collaborate with external partners to deliver housing, small business, and economic development lending solutions.

CDFI Lending & Capital Strategy

• Leverage CDFI funds and grants to amplify impact.
• Partner with banks, investors, and agencies to raise capital for lending initiatives.
• Stay informed on CDFI policy updates and ensure organizational compliance.

Strategic Leadership

• Develop and execute strategic growth plans for the lending division.
• Cultivate partnerships with public, private, and philanthropic stakeholders.
• Lead, mentor, and scale a high-performing lending and investment team.
• Foster a results-driven, collaborative culture focused on innovation and impact.

Data & Reporting

• Track and report key performance metrics.
• Provide timely reports for internal and external stakeholders.
• Use analytics to improve portfolio performance and identify growth opportunities.

Qualifications:

• 7–10 years’ experience in lending, with expertise in underwriting, portfolio management, and community investment.
• 3+ years in a leadership role within a financial institution, CDFI, or community development setting.
• Demonstrated ability to manage affordable housing or community development loan portfolios.
• Success designing loan products for underserved populations.

Education:

• Bachelor's degree in Finance, Economics, Business Administration, or related field required.
• Master’s degree or CDFI certification preferred.

Work Schedule:

• Monday to Friday, 8:00 AM – 5:00 PM
• Occasional evenings/weekends may be required for special events or meetings.

Compensation & Benefits:

• Annual base salary: $110,000 – $120,000 , commensurate with experience
• 8% employer retirement match
• Comprehensive health, dental, vision, and life insurance coverag